FAQ

What is OSHC?


OSHC is a mandatory requirement of your student visa. You must be covered for the entire time you are studying in Australia. It must be paid in full for the entire time your will have the visa.

You will purchase your OSHC just before you apply for your student visa. You have to pay for it all upfront (no partial payments).




Can I get Medicare on a Student Visa?


Some passport holders get lucky and do have Medicare while on a student visa, including the UK and Italy.

However, even if you qualify for Medicare, you still need to purchase OSHC.

Learn more here:

https://www.servicesaustralia.gov.au/individuals/services/medicare/reciprocal-health-care-agreements/when-you-visit-australia




How much does it cost?


There are 6 providers in Australia. The average cost per year of study (depending on the insurance provider):

  • $430-$500 for a single applicant
  • $2,500-$3,100 for a couple
  • $5,000-$5,400 for 2 parents + 1 or more children




Why do I need OSHC if I have travel insurance?


OSHC is an unavoidable requirement for the student visa. It ensures all students have the same level of medical cover.

​You will have to cancel any other insurance cover policy you have and apply for OSHC, before you can submit your visa application.




Will my OSHC be refunded if I stop studying?


Yes. Once you provide the insurance company with proof that you are no longer on a student visa, or you have left the country permanently, you will be refunded for the period of cover you did not use.





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